Our rates as of June 30th, 2004

Product Points Rate APR Cost per $1,000 Change
Fixed Rate 30 Year 0 6.125% 6.17% $0.00
Fixed Rate 30 Year 1 5.875% 5.97% $0.00
Fixed Rate 15 Year 0 5.625% 5.67% $0.00
Fixed Rate 15 Year 1 5.375% 5.57% $0.00
30 Year No Income Verification 0 6.375% 6.42% $0.00
Jumbo* 30 Year Fixed 0 6.375% 6.42% $0.00
Jumbo* 15 Year Fixed 0 6.00% 6.05% $0.00

*For loans greater than $322,700

Rates are priced daily and are subject to change without notice. Rates posted are for 30-day rate locks, and can vary depending upon the size of the loan, the length of the rate lock, your credit scores and loan-to-value ratios. Fill out our secure online application, send us an email, or give us a call to help you determine what your best rate will be.



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